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Why the movement can’t afford to lose small credit unions

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Michael FryzelThe frustration of Tom Pinnow is clearly evident in his recent letter to the Credit Union Journal about the struggles of small credit unions. What is more evident however is that his words come from his heart and his deep belief of what credit unions should be. He uses the word “family” to describe the interest his credit union takes in their members and how they provide personal, one-on-one services to their “family” members.The “where everyone knows your name” financial institution that Tom describes is, unfortunately, something that we are fast losing and soon we may hear people say “do you remember when” in talking about them.Many financial institutions have become cold and impersonal. It has become a chore to have to go into them and when you do, you can’t wait to get out. Credit unions are supposed to be different. Because they are member-owned, and the treatment you receive is expected to be more personal, more caring and an experience you remember in a good way.Competition, pressure to survive, inability to compete, government regulation, lack of succession planning; the list is endless why a small credit union merges with a larger one or ceases to exist. continue reading »last_img read more

4 ways cash is being disrupted by digital

first_imgThe push toward a cashless economy is already well underway in some parts of the world. India’s prime minister issued a ban on the largest currency notes late last year, for example. The result of that action was an 86 percent reduction in paper money.Other countries have embraced their own cash-free campaigns. Cork, Ireland, launched a three-month pilot project to become the country’s first cashless city. Likewise, Sweden, Belgium, Denmark and Norway are on their way to becoming less cash-centric nations.Cutting cash means consumers must find another way to pay. Digital payments quickly become a go-to option. The “Cork Cashes Out” initiative boosted digital payments by 522 percent. On the other hand, card transactions only saw a 17 percent lift.While cash in the U.S. isn’t going anywhere anytime soon, digital is shaking up the payments landscape. Below are a few ways cash payments are being disrupted by digital. continue reading » 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Inpex inks 20-year extension for Abadi LNG project

first_imgJapan’s Inpex Corporation, with its joint venture partner Shell, has signed an amendment and extension to the Masela block production sharing contract (PSC) as well as an extension for the Abadi LNG project. Amendment signing ceremony; Image: InpexInpex said last week that the amendment, signed through its Inpex Masela subsidiary, had included a seven-year additional time allocation and a 20-year extension for the Abadi LNG project with Indonesia’s upstream oil and gas regulator SKK Migas.The amendment was signed in Jakarta in the presence of Ignasius Jonan, Minister for Energy and Mineral Resources of the Republic of Indonesia.Inpex added that the signing had marked the execution of a formal agreement on the PSC terms previously agreed and announced as part of the approval of the Abadi LNG project’s revised plan of development by Indonesia’s government.Abadi LNG project is the first large-scale integrated LNG development project operated by Inpex in Indonesia.“The Abadi gas field features excellent reservoir productivity and contains significant resource volumes, raising expectations of efficient development and stable LNG production operations over the long-term,” the company stated.Inpex also said that it would continue to work with its partner Shell to deliver an onshore LNG project as it prepares to start the front-end engineering design (FEED). Once completed the project is expected to produce approximately 9.5 million tons of LNG per year.Spotted a typo? Have something more to add to the story? Maybe a nice photo? Contact our editorial team via email. Also, if you’re interested in showcasing your company, product or technology on Offshore Energy Today please contact us via our advertising form where you can also see our media kit.last_img read more

Grenada Government lauds Peters’ historic gold medal capture

first_imgST GEORGE’S, Grenada (CMC) – Grenada’s government has lauded the achievement of Anderson Peters following his historic capture of the men’s javelin title at the World Championships in Qatar last Sunday.The gold medal was the first ever for Grenada in a field event at a World Championship and only the second gold overall, following on from Kirani James’ success in Daegu in 2011.“On behalf of the Government and people of Grenada, the Ministry of Youth Development, Sports, Culture, and the Arts congratulates Anderson Peters on capturing the gold medal in the men’s javelin at the 2019 IAAF World Athletics Championships in Doha,” a statement said.“We also wish to extend congratulations to Anderson’s family on this great achievement.“Anderson Peters’ historic win has made him the first Grenadian to win a World Championship medal in the field events. He is also the second athlete in Grenada’s history to become a World champion, with Kirani James being the first.“He concluded his 2019 athletics season undefeated as the two-time SEC Champion, two-time NCAA Champion, NACAC Under-23 Champion, and Pan-American Champion.”The statement added: “The Ministry extends congratulations to coach Paul Phillip and the team officials who assisted Anderson Peters on the remarkable achievement.“Their commitment and expertise continue to guide and ensure that our athletes have an opportunity to compete and succeed on the world’s stage.”Peters measured 86.89 on his fourth attempt which proved to be the winning mark, upsetting a field which saw defending World champion Johannes Vetter of Germany forced to settle for bronze with a throw of 85.37.Estonia’s Magnus Kirt clinched silver with a mark of 86.21.The 21-year-old Peters, a student at Mississippi State University in the United States, said he hoped his success served as an inspiration for the tiny Caribbean nation.“I want to tell my fellow Grenadians that everybody can do it, if I can do it,” he said. “It’s possible for everybody to become a World champion. You just have to want it as badly as I do.”There was disappointment, however, for James who could only muster a fifth place finish in a time of 44.54 seconds as Bahamian Steven Gardiner took gold in a national record 43.48.His effort also came in for praise from government.“Although James did not bring home a medal for Grenada, his return and performance showcased his resilience, especially with the recent passing of his mother, Ms. Annie James.”last_img read more

FAVORED BEEN STUDYING HER POWERS TO A 3 ¼ LENGTH WIN IN SATURDAY’S $200,000 GOLDEN STATE JUVENILE FILLIES UNDER SMITH

first_imgFAVORED BEEN STUDYING HER POWERS TO A 3 ¼ LENGTH WIN IN SATURDAY’S $200,000 GOLDEN STATE JUVENILE FILLIES UNDER SMITH; TRAINED BY WARD, SHE GETS SEVEN FURLONGS IN 1:25.25SPONSORED BY THE CTBA, RACE IS PART OF GOLDEN STATE SERIES FOR CAL-BRED OR SIRED HORSES ARCADIA, Calif. (Nov. 1, 2019)–With a return to sprinting and her fellow California-breds, KMN Racing’s Been Studying Her responded with a resounding 3 ¼ length victory in Saturday’s $200,000 Golden State Juvenile Fillies at Santa Anita.  Ridden by Mike Smith and trained by Dan Ward, the 2-year-old daughter of Fast Anna got seven furlongs in 1:25.25.Sponsored by the CTBA, the Golden State Juvenile Fillies is part of the lucrative Golden State Series.Most recently fourth in the Grade I, 1 1/16 miles Chandelier Stakes here on Sept. 27, Been Studying Her broke from post position 11 and was third, about a length and a half off pacesetter Bulletproof One.  Three-deep turning for home, Been Studying Her won with her ears pricked in a dominant performance.A winner of the state-bred Generous Portion Stakes going six furlongs two starts back at Del Mar on Aug. 28, Been Studying Her now has three wins from four starts and with the winner’s share of $110,000, she has earnings of $205,280.Off as the 3-2 favorite in a field of 11, Been Studying Her, who is by Fast Anna and is out of the Kitten’s Joy mare Maddie’s Odyssey, paid $5.00, $3.60 and $2.80.Owned and bred in California by KMN Racing LLC, Been Studying Her broke her maiden first time out at Sacramento on July 20 and was making her second Santa Anita start today.Smiling Shirlee rallied from far back to be second by three quarters of a length over Warren’s Showtime and paid $5.60 and $4.00 while off at 5-1.Warren’s Showtime kept to her task in game fashion through the drive and was second by ¾ lengths over Cholula Lips.  Ridden by Jorge Velez, Warren’s Showtime was off at 11-1 and paid $5.40 to show.Fractions on the race were 22.02, 45.66 and 1:11.42.last_img read more