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Ring of confidence

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Dutch government rejects EIOPA’s pan-European pensions product

first_imgThe Dutch Cabinet has rejected the standardised pan-European pensions product (PEPP) proposed by the European Insurance and Occupational Pensions Authority (EIOPA).In a letter to the Dutch Parliament and EIOPA, it argued that a PEPP would serve only third-pillar pension systems and questioned whether the vehicle would “add anything” to existing arrangements.It also claimed EIOPA had failed to determine exactly which problem the PEPP would solve, or what its scope would be.“Second-pillar products in the Netherlands,” it pointed out, “are, like in many other European countries, the domain of the social partners, which conclude the pensions contract after negotiations on labour conditions.” Because these contracts are fine-tuned to the needs of participants from a given company or sector, a harmonised pensions product would be “unuseful and unacceptable” for the Netherlands, the Cabinet said. Last month, the Dutch Pensions Federation questioned the added value of a PEPP, and warned of the difficulty of achieving a level playing field for pension funds, insurers and banks due to differences in regulatory regimes. However, according to Hans van Meerten, a professor of international pensions law at Utrecht University, PEPPs will provide Dutch pension providers, pension funds and insurers with new opportunities across Europe, “particularly Eastern Europe, where the options for accruing a pension are limited”.He warned the Dutch pensions sector that a “European pensions union” was beginning to take shape, as European legislation supersedes local law.He also noted, however, that Dutch legislation had been at odds with European law before, citing the mandatory participation of companies in industry-wide schemes as an example.To address this potential problem, he recommended linking ‘mandatory participation’ to a pension plan rather than a provider.He also called for the harmonisation of pension funds’ capital requirements at the European level to prevent providers in different countries from being subject to different requirements for the same pension arrangements. He said opponents of harmonisation could not complain about Dutch employers moving pension plans to Belgium because of its “more flexible rules”.last_img read more

LOGiCO – Italian health report contradicts government’s advertising prohibition

first_img Related Articles Share StumbleUpon Di Maio’s man Giacomo Lasorella takes leadership of AGCOM August 17, 2020 TVBET passes GLI test for five live games in Malta and Italy August 25, 2020 Share Submit CT Gaming bolsters Italian profile with The Betting Coach  August 27, 2020 Pointing to research undertaken by Italy’s National Institute of Health (ISS), Italian online gambling trade body LOGiCO has stated that digital incumbents are better prepared than land-based counterparts to protect national consumers from gambling harms and addiction.“ISS’ evidence and statistics, confirms what LOGiCO has maintained for some time, online gambling verticals offer better procedures for identifying problem gamblers and limiting services to vulnerable consumers” details LOGiCO President Moreno Marasco.The ISS report on Italian gambling trends, details that 94.5% of adult players engage in physical (land-based) gaming, whilst online gambling is still considered a niche market by Italian consumers.Furthermore, at a consumer protection level, the Italian gambling sector now has to adhere to the protocols of the new Italian self-exclusion registry, a directive limited to digital incumbents.Marasco states LOGiCO’s case for a better regulatory framework for Italian online gambling services, as Italian betting incumbents fear the implementation of further market restrictions by Italy’s populist Lega/5-Star coalition government.“The ISS report underlines that recent measures undertaken by the Dignity Decree will be ineffective in the fight against problem gambling and criminal actors targeting vulnerable players.”Representing Italian online gambling stakeholders, LOGiCO points to ISS statistics which detail that advertising has no relevant significance in a consumer choosing to engage with gambling products.Furthermore, Marasco states that the Decree has been short-sighted in its understanding of gambling, as criminal operators design their products to be enticing to problematic players, uninterested in having any engagement with casual consumers.last_img read more

Wednesday Group, Dreamchaser rule inaugural PBS

first_imgJake says relationship with Shaina ‘goes beyond physical attraction’ In ‘Jojo Rabbit,’ Comedy and Drama Collide Organizer Destine Javelona said the league resumes on Oct. 14. —CEDELF P. TUPASSports Related Videospowered by AdSparcRead Next Carpio hits red carpet treatment for China Coast Guard PLAY LIST 02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award Kanter believes Westbrook will stay in OKC OSG plea to revoke ABS-CBN franchise ‘a duplicitous move’ – Lacson Makati-based teams Wednesday Group and Dreamchaser Basketball hacked out thrilling victories on Saturday to rule their respective divisions in the inaugural Premium Basketball Showcase held at Kerry Sports at Shangri-La at the Fort.ADVERTISEMENT View comments DAY6 is for everybody How to help the Taal evacueescenter_img LATEST STORIES MOST READ Shooting guard Roy Cayanan scattered 19 points and grabbed seven rebounds as Wednesday overcame Goto Pilipinas, 79-77, to claim the Spartan division crown.FEATURED STORIESSPORTSRedemption is sweet for Ginebra, Scottie ThompsonSPORTSMayweather beats Pacquiao, Canelo for ‘Fighter of the Decade’SPORTSFederer blasts lack of communication on Australian Open smogForward Jake Diwa and burly center JR Casulla also shone for Wednesday, which stunned R. Lapids, 74-73, in the semifinals of the division limited to recreational players.Earlier, center JM Agustin took charge with 19 points and 13 rebounds to lift Dreamchaser to a 66-62 triumph over erstwhile unbeaten Compadres-Wilmer in the 18-Under finals of the tournament backed by PMT Clothing, Basketball TV and Nike Park. It’s too early to present Duterte’s ‘legacy’ – Lacson Margot Robbie talks about filming ‘Bombshell’s’ disturbing sexual harassment scene Steam emission over Taal’s main crater ‘steady’ for past 24 hours Mos Burger to open in Manila; teases with a pop-up Don’t miss out on the latest news and information. last_img read more